Category Archives: Dodd-Frank

CMBS Loans Expected to Increase 25 Percent in 2015

CMBS loan issuance is expected to total around $100 billion to $125 billion this year, a projected 25 percent increase over 2014 totals, National Real Estate Investor reported Jan. 7. However, experts said they are worried about the quality of underwriting on new CMBS transactions. The issue is that the quality of underwriting on the […]

Does Dodd-Frank work?

The Washington Post asked sixteen experts what they thought has gone better and worse than expected nearing the three year anniversary of Dodd-Frank. Link to the article here:

Survey Finds: Dodd-Frank Appraisal Requirements Putting Strain on LO Annual Income

  February 19, 2013 The 2012 Loan Originator Survey has been released by Mortgage Daily, providing insight into issues impacting mortgage loan officers. The survey was sponsored by StreetLinks Lender Solutions and co-sponsored by Champions School of Real Estate. A majority of the male-dominated group was employed by non-bank firms, in contrast to the bank-dominated […]

Dodd-Frank H.R. 4173 Title XIII – Pay It Back Act Subtitle F – Appraisal Activities

SEC. 1471. PROPERTY APPRAISAL REQUIREMENTS. Chapter 2 of the Truth in Lending Act (15 U.S.C. 1631 et seq.) is amended by inserting after 129G (as added by section 1464(b)) the following new section: ‘‘§ 129H. Property appraisal requirements ‘‘(a) IN GENERAL. —A creditor may not extend credit in theform of a higher-risk mortgage to any consumer […]