Category Archives: Uncategorized

To Catch A Thief

The fact is that unless you’re an attorney or a CPA you probably don’t run time or project management software like Timeslips, Zola, Toggl, Mind42, Rescue Time or others. And as a result you aren’t and really can’t bill clients in that fashion; if you could, today’s tech tools could help solve the problem. Maybe. At […]

The Next Crash

When I’m networking with commercial real estate professionals, the question of “When is the next crash?” often comes up. Maybe it’s human nature. My current local market in the Tampa Bay area is performing very well, in most if not all sectors. Brokers are doing very well with many inbound prospects and little need for […]

The Trouble with Rates in the Subdivision Development Method to Land Valuation

Brian J. Curry has written an excellent article on Subdivision Valuation for The Appraisal Journal. Valuation of subdivision land is not a one-size fits-all endeavor. This article demonstrates the relationship between profit and yield and their application in land valuation. A subdivision development static method is suggested, and the impact of leverage, trending, and project […]

Disclosure and Delivery Requirement Under the Equal Credit Opportunity Act

“Section 1474 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) amended the ECOA, section 701 (e), to require creditors to provided loan applicants with copies of all appraisals and other written valuations obtained in connection with applications for loans to be secured by a first lien on a dwelling, regardless of loan […]

Appraisals for Higher-Priced Mortgage Loans under TILA

“In an attempt to strengthen lending requirements and expand consumer protections on higher-priced mortgage loans (HPML), § 1471 of the Dodd Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) revised the Truth in Lending Act (TILA) and the CFPB amended Regulation Z pursuant to the new TILA requirements. The amendments require creditors to obtain […]